3/17/2023 0 Comments The bounty hunter code collector![]() No, but third-party debt collectors and credit bureaus are required to file a $10,000 surety bond with the secretary of state before engaging in debt collection. Who do I call? FAQs for Third-Party Debt Collectors & Credit Bureaus Are third-party debt collectors and credit bureaus required to register with the secretary of state? What recourse is available to a consumer for fraudulent or abusive collection practices? How do I determine whether a third-party debt collector has filed a bond with the secretary of state? ![]() FAQs for Third-Party Debt Collectors & Credit BureausĪre third-party debt collectors and credit bureaus required to register with the secretary of state?įAQs for Third-Party Debt Collector & Credit Bureau Consumers What is a credit bureau?Ī person who, for compensation, gathers, records, and disseminates information relating to the creditworthiness, financial responsibility, and paying habits of, and similar information regarding, a person for the purpose of furnishing that information to another person. With the exception of certain attorneys acting on behalf of their clients, a person who directly or indirectly engages in debt collection, including a person who sells or offers to sell forms represented to be a collection system, device, or scheme intended to be used to collect consumer debts. In Texas, third-party debt collectors and credit bureaus are governed by Chapter 392 of the Finance Code, as well as any other applicable state or federal law. If you have specific legal questions, consult your attorney. The answers to our Frequently Asked Questions are provided for informational purposes and are not intended to provide legal advice or to substitute for the advice of an attorney.
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